Th Great friendly staff. Very attentive and helpful with meeting my needs. 4 UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION Local Banks* 2.7 yelp: UHFCU 4.5 $5,000 minimum Certificate IRA or Regular Special 4.25% Tax Season -UHFCU Member (Yelp) Borrow up to Personal Loan Special 4.99% As low as $25,000 36-Months Learn more at UHFCU.com "Local banks and credit unions include top-3 largest Hawai banks in terms of asset size Yelp ratings accurate as of 1/11/23 and are subject to change Ratings shown are the weighted average based on the number of reviews at each branch location "Annual Percentage Yield (APY) accurate as of 2/13/2023 $5,000 minimum balance for 15-Month Certificate Dividends compounded and credited monthly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers Offer, terms and rate subject to change without notice Annual Percentage Rate Percentage includes 0.25% reduction for automatic payment, 4.99 rate applies to 36-month for lesse Personal Loan and is the lowest rate available 100% discount off qualifying rate applies to applicants with credit scores between 625 and 699 $25.000 maximum loan amount. New or existing UHFCU Checking account required to quality for special rate. Offer begins 3/1/23 and ends 4/15/23 Loan must fund by 4/19/23, Rate may vary depending on each individuals credit history and underwriting factors Payment example Loan amount of $5.000 at 4.99% for 36 months would have a monthly principal and interest payment of $14983 Rates, programs, terms, and conditions are subject to change at any time without notice. Certain restrictions apply Federally Insured by NCUA | Equal Housing Lender KAN Th Great friendly staff . Very attentive and helpful with meeting my needs . 4 UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION Local Banks * 2.7 yelp : UHFCU 4.5 $ 5,000 minimum Certificate IRA or Regular Special 4.25 % Tax Season -UHFCU Member ( Yelp ) Borrow up to Personal Loan Special 4.99 % As low as $ 25,000 36 - Months Learn more at UHFCU.com " Local banks and credit unions include top - 3 largest Hawai banks in terms of asset size Yelp ratings accurate as of 1/11/23 and are subject to change Ratings shown are the weighted average based on the number of reviews at each branch location " Annual Percentage Yield ( APY ) accurate as of 2/13/2023 $ 5,000 minimum balance for 15 - Month Certificate Dividends compounded and credited monthly . Fees or other conditions could reduce the earnings on the account . A penalty may be imposed for withdrawals before maturity . May not be combined with other rates or offers Offer , terms and rate subject to change without notice Annual Percentage Rate Percentage includes 0.25 % reduction for automatic payment , 4.99 rate applies to 36 - month for lesse Personal Loan and is the lowest rate available 100 % discount off qualifying rate applies to applicants with credit scores between 625 and 699 $ 25.000 maximum loan amount . New or existing UHFCU Checking account required to quality for special rate . Offer begins 3/1/23 and ends 4/15/23 Loan must fund by 4/19/23 , Rate may vary depending on each individuals credit history and underwriting factors Payment example Loan amount of $ 5.000 at 4.99 % for 36 months would have a monthly principal and interest payment of $ 14983 Rates , programs , terms , and conditions are subject to change at any time without notice . Certain restrictions apply Federally Insured by NCUA | Equal Housing Lender KAN