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    December 20, 2021
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UNIVERSITY OF HAWAI'I The smarter y to bank. FEDERAL CREDIT UNION OUR RATES MIGHT SOUND CRAZY BUT IT AIN'T NO LIE BUY, BUY, BUY! HOME EQUITY LINE OF CREDIT 1.25% 4.50% APR VARIABLE RATE 2 YEARS RENOVATE YOUR HOUSE | CONSOLIDATE YOUR LOANS | PAY FOR TUITION PERSONAL LOAN 599% 3.21% APR $5,000 | 24 MONTHS | $215.37 LAN ANUNT EAMPLE ININ ti CASH WAVE CREDIT CARD 1.75%, CASH BACK ON ALL PURCHASESI APPLY ONLINE AT UHFCU.COM OR CALL 983-5500 Scan to learn more "Discourted ntroductory Fixed Rate of 125% Aru Percentage Rato APRis vatte for 24 montns trom accourt cpering of ane UHFCU home euty ine of cre for aeroved applcations received $25.000 00 reouired Ater the inita edrate penod the twoon 2217/2021 6r2o/2022 and funded ty 31/2022 Minumintal of ustod to varabe based on the Peme Rane publshed in The Wal Steet Aly 1 2021 Loon-to VaeTVis the percontage of the property's acoraned valie thats mortesged. Mainum LTV for This ofter 80 LTV. 8ON LTV Prime 050% weh a flooate of 450% Aer the intal austment the masimumincrease por year 100 ate adts anary 1st and uly and the maximumate in 18.00N. Property that will secure your home equity account munt be owner-oc flood harard cone insrance on the property that secures the or lines of credit.credit card of othe loons andes ot reditdoriotouty for the offer Sutject to moetingcredit underwrtingcrteria Aasitionat terms and conditions may acply. Offer terms andrate subject to chnge without eotice NS215501 A Percontae Rate, Automatic payment and new ortng Urou Checking accountrequited to quality for specialrate. 32 rate apples to 24-month ior less Personal Lian and the lowost ate alable 200% discount off qualidying rate apples to applicants with credit scores rom 25 to 699 $25.000 maximum loan aount Offer begns I121 and ends 12/ Loan must hnd by 172 Rae may vary dependng on each individuats oedt history and underwiting acors. Payment eoarple Loan amourt of $5.000 at 321 for 24 months wola have a morely principatand iterest paymet of $21537 Rate programs ters and conditions are tjoct to change at any time ithout notice. Certan nestrictiore.apply 2 Credit card approval depends on credtworthiness and other qualificatiors Balance transters do ret wan Reward Points Rates tenns and condoons ane suect to change wthout notice upled and located in the State of awai You must aso maintain fire humicane and foodote eguity account Retirancing of eistg LFCUmortaes home equity loans NCUA UNIVERSITY OF HAWAI'I The smarter y to bank. FEDERAL CREDIT UNION OUR RATES MIGHT SOUND CRAZY BUT IT AIN'T NO LIE BUY, BUY, BUY! HOME EQUITY LINE OF CREDIT 1.25% 4.50% APR VARIABLE RATE 2 YEARS RENOVATE YOUR HOUSE | CONSOLIDATE YOUR LOANS | PAY FOR TUITION PERSONAL LOAN 599% 3.21% APR $5,000 | 24 MONTHS | $215.37 LAN ANUNT EAMPLE ININ ti CASH WAVE CREDIT CARD 1.75%, CASH BACK ON ALL PURCHASESI APPLY ONLINE AT UHFCU.COM OR CALL 983-5500 Scan to learn more "Discourted ntroductory Fixed Rate of 125% Aru Percentage Rato APRis vatte for 24 montns trom accourt cpering of ane UHFCU home euty ine of cre for aeroved applcations received $25.000 00 reouired Ater the inita edrate penod the twoon 2217/2021 6r2o/2022 and funded ty 31/2022 Minumintal of ustod to varabe based on the Peme Rane publshed in The Wal Steet Aly 1 2021 Loon-to VaeTVis the percontage of the property's acoraned valie thats mortesged. Mainum LTV for This ofter 80 LTV. 8ON LTV Prime 050% weh a flooate of 450% Aer the intal austment the masimumincrease por year 100 ate adts anary 1st and uly and the maximumate in 18.00N. Property that will secure your home equity account munt be owner-oc flood harard cone insrance on the property that secures the or lines of credit.credit card of othe loons andes ot reditdoriotouty for the offer Sutject to moetingcredit underwrtingcrteria Aasitionat terms and conditions may acply. Offer terms andrate subject to chnge without eotice NS215501 A Percontae Rate, Automatic payment and new ortng Urou Checking accountrequited to quality for specialrate. 32 rate apples to 24-month ior less Personal Lian and the lowost ate alable 200% discount off qualidying rate apples to applicants with credit scores rom 25 to 699 $25.000 maximum loan aount Offer begns I121 and ends 12/ Loan must hnd by 172 Rae may vary dependng on each individuats oedt history and underwiting acors. Payment eoarple Loan amourt of $5.000 at 321 for 24 months wola have a morely principatand iterest paymet of $21537 Rate programs ters and conditions are tjoct to change at any time ithout notice. Certan nestrictiore.apply 2 Credit card approval depends on credtworthiness and other qualificatiors Balance transters do ret wan Reward Points Rates tenns and condoons ane suect to change wthout notice upled and located in the State of awai You must aso maintain fire humicane and foodote eguity account Retirancing of eistg LFCUmortaes home equity loans NCUA