The UNIVERSITY OF HAWAII smarter way to bank. FEDERAL CREDIT UNION FIND YOUR happy plate AS LOW AS.2.000% RECORD-LOoW RATE 1.500% 2.593% 5/5 ADJUSTABLEII. RATE MORTGAGE GET THE BENEFIT OF A LOWER RATE WITH PAYMENTS MADE OVER 30 YEARS! APR" EXAMPLE LOAN AMOUNT LENGTH OF PAYMENTS ESTIMATED MONTHLY PAYMENT $200,000 30-YEARS $690.24** APPLY AT UHFCU.COM OR CALL 983-5500 Federaly inured by NCA NOT A MEMBER YET? CHANCES ARE YOU ARE ELIGIBLE! JOIN IN MINUTES AT UHFCU.COM. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and an estimated property value of $250,000 including all fee and closing costs associated with our 5/5 Adjustable Rate Mortgage (ARM). The rate assumes the property is an existing single family home and will be used as a primary residence. No prepayment penalty. Maximum loan amount is $765,600.00 for a single family dwelling. For the 5/5 Adjustable Rate, the initial rate is fixed for 5 years (60 months). At adjustment, the new rate cannot exceed 6 percentage points above the initial rate or cannot be lower than the floor rate. Current rates displayed are based on the current index plus margin (fully indexed rate) as of 7/15/21. Rates are variable and subject to change. Standard underwriting guidelines will apply. "Monthly payment not including taxes and insurance. NMLS #421550. The UNIVERSITY OF HAWAII smarter way to bank. FEDERAL CREDIT UNION FIND YOUR happy plate AS LOW AS.2.000% RECORD-LOoW RATE 1.500% 2.593% 5/5 ADJUSTABLEII. RATE MORTGAGE GET THE BENEFIT OF A LOWER RATE WITH PAYMENTS MADE OVER 30 YEARS! APR" EXAMPLE LOAN AMOUNT LENGTH OF PAYMENTS ESTIMATED MONTHLY PAYMENT $200,000 30-YEARS $690.24** APPLY AT UHFCU.COM OR CALL 983-5500 Federaly inured by NCA NOT A MEMBER YET? CHANCES ARE YOU ARE ELIGIBLE! JOIN IN MINUTES AT UHFCU.COM. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 and an estimated property value of $250,000 including all fee and closing costs associated with our 5/5 Adjustable Rate Mortgage (ARM). The rate assumes the property is an existing single family home and will be used as a primary residence. No prepayment penalty. Maximum loan amount is $765,600.00 for a single family dwelling. For the 5/5 Adjustable Rate, the initial rate is fixed for 5 years (60 months). At adjustment, the new rate cannot exceed 6 percentage points above the initial rate or cannot be lower than the floor rate. Current rates displayed are based on the current index plus margin (fully indexed rate) as of 7/15/21. Rates are variable and subject to change. Standard underwriting guidelines will apply. "Monthly payment not including taxes and insurance. NMLS #421550.