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    March 7, 2022
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UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION Highly recommend UHFCU when it comes to any banking needs. Loans, savings, checking, CDs, etc! Local Banks* 3.6 G Local Credit Unions 4.0 UHFCU 4.4 The Smarter Way to Bank. HAWAII'S HAWAII'S HAWAII'S HAWAII'S BEST BEST BEST BEST 2018 2019 2020 2021 Personal Loan Special As low as 3.993 years % APR years Borrow $5,000 for only $148/month! Get an Instant-Decision & Same-Day Funds' Apply Now at UHFCU.com Local barks and credit unions include top-3 largest Hawai barks and top-6 largest Oahu credi unions in terms of asset size. Google catings accurate as of 12/31/21 and are subject to change. Ratings shown are the weighted average based on the number of teviews at each branch location "Annu Percentage Rate. Percentage includes 025% reduction for automatic payment. 399% rate applies to 36-month lor less Personal Loan and is the west rate available. 200% dncount off qualitying pate soplies to applicants with credit scores betaeen 625 and 699 $25.000 maximum koan amount Now or existing UH c Checking account required to quality for special rate Ofter begins 3022 and ends 4/16/22 Loan must fund by 4/22/2 Rate may vary depending on each individuals credit history and underwriting factors. Payment example: Loan amount of $5.000 at 3.99% for 36 months would have a monthly principaland interest payment of $1476O. Rates, programs, terms and conditions are subject to change at any time without notice. Certain restrictions apply 1 Same day funding possible for applications received prior to 12pm each business day. Monday through Friday. Subject to meeting credit underwriting criteria. Other tactors and restrictions may apply. Federally Insured by NCUA Eual Housing Lender NMLS421550 UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION Highly recommend UHFCU when it comes to any banking needs. Loans, savings, checking, CDs, etc! Local Banks* 3.6 G Local Credit Unions 4.0 UHFCU 4.4 The Smarter Way to Bank. HAWAII'S HAWAII'S HAWAII'S HAWAII'S BEST BEST BEST BEST 2018 2019 2020 2021 Personal Loan Special As low as 3.993 years % APR years Borrow $5,000 for only $148/month! Get an Instant-Decision & Same-Day Funds' Apply Now at UHFCU.com Local barks and credit unions include top-3 largest Hawai barks and top-6 largest Oahu credi unions in terms of asset size. Google catings accurate as of 12/31/21 and are subject to change. Ratings shown are the weighted average based on the number of teviews at each branch location "Annu Percentage Rate. Percentage includes 025% reduction for automatic payment. 399% rate applies to 36-month lor less Personal Loan and is the west rate available. 200% dncount off qualitying pate soplies to applicants with credit scores betaeen 625 and 699 $25.000 maximum koan amount Now or existing UH c Checking account required to quality for special rate Ofter begins 3022 and ends 4/16/22 Loan must fund by 4/22/2 Rate may vary depending on each individuals credit history and underwriting factors. Payment example: Loan amount of $5.000 at 3.99% for 36 months would have a monthly principaland interest payment of $1476O. Rates, programs, terms and conditions are subject to change at any time without notice. Certain restrictions apply 1 Same day funding possible for applications received prior to 12pm each business day. Monday through Friday. Subject to meeting credit underwriting criteria. Other tactors and restrictions may apply. Federally Insured by NCUA Eual Housing Lender NMLS421550