YOU CAN JOIN! Membership open to all residents of OAHU! HAPPY HOLIDAY 8-Month Certificate Special Saving 4.85% $2,500 minimum opening deposit up to maximum $200,000. New money only. Limited-time offer.** HICKAM FEDERAL Open your Certificate CREDIT at any branch today! UNION www.hickamfcu.org 808.423.1391 *Annual Percentage Yield (APY) for this special is effective 12/1/2023. Dividends must remain in the certificate for the full term. **For this Special: $2,500 minimum deposit and $200,000 maximum deposit of new money only and does not apply to funds transferred from Hickam FCU accounts. Multiple certificates may be opened as long as aggregate total does not exceed $200,000 per member. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Hickam FCU membership required. Other terms and conditions apply. Federally insured by NCUA YOU CAN JOIN ! Membership open to all residents of OAHU ! HAPPY HOLIDAY 8 - Month Certificate Special Saving 4.85 % $ 2,500 minimum opening deposit up to maximum $ 200,000 . New money only . Limited - time offer . ** HICKAM FEDERAL Open your Certificate CREDIT at any branch today ! UNION www.hickamfcu.org 808.423.1391 * Annual Percentage Yield ( APY ) for this special is effective 12/1/2023 . Dividends must remain in the certificate for the full term . ** For this Special : $ 2,500 minimum deposit and $ 200,000 maximum deposit of new money only and does not apply to funds transferred from Hickam FCU accounts . Multiple certificates may be opened as long as aggregate total does not exceed $ 200,000 per member . This is a limited - time offer , and is subject to change and may end at any time without notice . Other rates and terms available . An early withdrawal penalty may be imposed if withdrawal occurs before maturity . Hickam FCU membership required . Other terms and conditions apply . Federally insured by NCUA