YOU CAN JOIN! Membership open to all residents of Oahu. Start Saving Today! 11-Month Certificate Specials 4.25% NEW MONEY ONLY.*** $5,000 minimum opening deposit up to maximum $200,000. Limited-time offer.** ALSO AVAILABLE 4.00% WITHOUT NEW MONEY. $5,000 minimum opening deposit up to maximum $200,000. Limited-time offer.** Open your Certificate at any branch today! HICKAM FEDERAL CREDIT UNION www.hickamfcu.org (808) 423-1391 *Annual Percentage Yield (APY) for these specials are effective 12/1/2022. Dividends must remain in the certificate for the full term. **For both 11-Month Specials: $5,000 minimum deposit and $200,000 maximum deposit. ***For new money only and does not apply to funds transferred from Hickam FCU accounts. Multiple certificates may be opened as long as aggregate total does not exceed $200,000 per member. This is a limited-time offer, and is subject to change and may end at any time without notice. Other rates and terms available. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Hickam FCU membership required. Other terms and conditions apply. Federally insured by NCUA YOU CAN JOIN ! Membership open to all residents of Oahu . Start Saving Today ! 11 - Month Certificate Specials 4.25 % NEW MONEY ONLY . *** $ 5,000 minimum opening deposit up to maximum $ 200,000 . Limited - time offer . ** ALSO AVAILABLE 4.00 % WITHOUT NEW MONEY . $ 5,000 minimum opening deposit up to maximum $ 200,000 . Limited - time offer . ** Open your Certificate at any branch today ! HICKAM FEDERAL CREDIT UNION www.hickamfcu.org ( 808 ) 423-1391 * Annual Percentage Yield ( APY ) for these specials are effective 12/1/2022 . Dividends must remain in the certificate for the full term . ** For both 11 - Month Specials : $ 5,000 minimum deposit and $ 200,000 maximum deposit . *** For new money only and does not apply to funds transferred from Hickam FCU accounts . Multiple certificates may be opened as long as aggregate total does not exceed $ 200,000 per member . This is a limited - time offer , and is subject to change and may end at any time without notice . Other rates and terms available . An early withdrawal penalty may be imposed if withdrawal occurs before maturity . Hickam FCU membership required . Other terms and conditions apply . Federally insured by NCUA