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    October 15, 2021
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YOU CAN JOIN! Membership open to all residents of Oahu. Let's Make YOUR HOLIDAYS Better, Together Apply for a Hickam FCU loan from Oct. 1- Dec. 31 and be entered for a chance to win a $1,000 Mastercard gift card! Personal Loan Special For up to 60 Months! No Payments For 60 Days" For details or to apply visit hickamfcu.org or call Loans at (808) 432-9888. Rates as low as 3.90% & Quick Loan Decisions" APR' IC FEDERAL CREDIT UNION BEST-IN-STATE Forbes Loan amounts from $1,000 to $25,00. Automatic payment from a Hickam FCU deposit account required. CREDIT UNIONS 2021 "Annual Percentage Rate (APR) dscosed for tis special is the lowest rate avalable for up to a 60 emonth bem. Automatc Payment through a Hokam FCU depost accourt is reguired for this promotional rate. Our standard, non-promnotional rates wil apply without setting up repayment via Automatic Payments from a Hickam FCU deposit account Hgher rates may apply depending on loan tem, member's credt performance, andior the cancellaton of automatic payment "interest wil accrue during the 60-day defemed payment period Frst payment may be due up to 60 days from fhe date of loan disbursal and wil be applied to the accrued interest before being appled to principal. For this Special, the minimum loan amount is $1,000. At 3.90% APR for a 24erorth term with no payment due for the first 60 days, the morthly payment for a $1.000 ban would be S43.52, or for a $25,000 loan would be $1087 58. A1 3.90% APR for a 60-month tem with no payment due for the frst 60 days, the monthly payment for a $1.000 loan woud be $18.43. or or a $25.000 loan would be S80.73. Maximum personal loan amount is $25,00. appications received ater 12:00 pm. or on Saturday. Sunday or holidays will be made on the next business day. Aloans are subject to qualifications and approval. Certain terms and conditions aply. Rates are subject to change wthout notice. Hidam FCU membership required. Offer effective 101/2021 tru 12312021. Mastercard and the crdes design are registered trademarks of Mastercard intemational Incorporated YOU CAN JOIN! Membership open to all residents of Oahu. Let's Make YOUR HOLIDAYS Better, Together Apply for a Hickam FCU loan from Oct. 1- Dec. 31 and be entered for a chance to win a $1,000 Mastercard gift card! Personal Loan Special For up to 60 Months! No Payments For 60 Days" For details or to apply visit hickamfcu.org or call Loans at (808) 432-9888. Rates as low as 3.90% & Quick Loan Decisions" APR' IC FEDERAL CREDIT UNION BEST-IN-STATE Forbes Loan amounts from $1,000 to $25,00. Automatic payment from a Hickam FCU deposit account required. CREDIT UNIONS 2021 "Annual Percentage Rate (APR) dscosed for tis special is the lowest rate avalable for up to a 60 emonth bem. Automatc Payment through a Hokam FCU depost accourt is reguired for this promotional rate. Our standard, non-promnotional rates wil apply without setting up repayment via Automatic Payments from a Hickam FCU deposit account Hgher rates may apply depending on loan tem, member's credt performance, andior the cancellaton of automatic payment "interest wil accrue during the 60-day defemed payment period Frst payment may be due up to 60 days from fhe date of loan disbursal and wil be applied to the accrued interest before being appled to principal. For this Special, the minimum loan amount is $1,000. At 3.90% APR for a 24erorth term with no payment due for the first 60 days, the morthly payment for a $1.000 ban would be S43.52, or for a $25,000 loan would be $1087 58. A1 3.90% APR for a 60-month tem with no payment due for the frst 60 days, the monthly payment for a $1.000 loan woud be $18.43. or or a $25.000 loan would be S80.73. Maximum personal loan amount is $25,00. appications received ater 12:00 pm. or on Saturday. Sunday or holidays will be made on the next business day. Aloans are subject to qualifications and approval. Certain terms and conditions aply. Rates are subject to change wthout notice. Hidam FCU membership required. Offer effective 101/2021 tru 12312021. Mastercard and the crdes design are registered trademarks of Mastercard intemational Incorporated