YOU CAN JOIN! Membership open to all residents of Oahu. HA HICKAM Home Equity Line of Credit FEDERAL CREDIT UNION We can make it better, together 2.49% - 3.49% OR APR 36-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value APR 60-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value $25,000 Minimum initial draw." 4.00% GREAT Low Rates Special Rate for up to 100% Loan-to-Value also available. APR | QUICK Loan Decisions Current Standard Variable Indexed Rate Fixed thru 2/28/2022 EASY Online Applications Apply online at hickamfcu.org or call Loans at (808) 432-9888. "Specal Introductory Anual Percertage Rate (APR) of 2.49% is fed for frst 38 months from time of dosing OR Special Introductory Arnual Percertage Rate (APR) of 3.49% is foed for frst 60 months from the time d dosing: and are vald for new home equty ine of credt (HELOC) acplcations. Ater the introductory foxed nate period of 36 morths or 60 monihs, he rate is variable and is cumenity 4.00% APRurdi 2282022 Ater 2282022 heAPRmay varyannualy and will be equal to the 26week Treasury, plus a margin of 3.50%. MamumAPRis 18.00%. "Promotion is up to 80% Loanto-Value francing and orginal byear draw period Hiokam FCUmembers withanactve Hidam FCUHELOC whose Byear draw period has expred or wil be expiting within B morths fom the appication date wil be eligble to refirance her exsting HELOC witha new Hokam FÓU HELOC a the aument promotonal Special Introductory Amual Percertage Rate. This new loan is subject to a new appicaton, nomal underwriting and aedt approval, new mortgage, and dosing costs. The home eguty ine must be socured by improved foe simple property locited in the state of Hawai. Property insuanoe mguired. Cosing costs induding appraisal costs, tust reiews and other third party toes estimated between $300 and $1,00 may apply Minimum and maimum ine amounts are $10.000 and $400.000, respecively Sameday loan decisons for completed appicatons mceived prior to 12:00 p.m. Monday tru Fiday during HFCU business hours Loan decisions for completed appicatons eceived ater 1200 pm. or on Satrday. Sunday or holidaysl be made on the next business day Al loars are subjed to qualifcalons and approval. Certan tems and condions appy. Rates, tems, and condtions are subject o change without nolce. Hickam FCU membership nequired. Ofer effecive titae1 tru 302021. NMLS# 421418 LENDER YOU CAN JOIN! Membership open to all residents of Oahu. HA HICKAM Home Equity Line of Credit FEDERAL CREDIT UNION We can make it better, together 2.49% - 3.49% OR APR 36-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value APR 60-MONTH** Introductory Fixed Rate Up to 80% Loan-to-Value $25,000 Minimum initial draw." 4.00% GREAT Low Rates Special Rate for up to 100% Loan-to-Value also available. APR | QUICK Loan Decisions Current Standard Variable Indexed Rate Fixed thru 2/28/2022 EASY Online Applications Apply online at hickamfcu.org or call Loans at (808) 432-9888. "Specal Introductory Anual Percertage Rate (APR) of 2.49% is fed for frst 38 months from time of dosing OR Special Introductory Arnual Percertage Rate (APR) of 3.49% is foed for frst 60 months from the time d dosing: and are vald for new home equty ine of credt (HELOC) acplcations. Ater the introductory foxed nate period of 36 morths or 60 monihs, he rate is variable and is cumenity 4.00% APRurdi 2282022 Ater 2282022 heAPRmay varyannualy and will be equal to the 26week Treasury, plus a margin of 3.50%. MamumAPRis 18.00%. "Promotion is up to 80% Loanto-Value francing and orginal byear draw period Hiokam FCUmembers withanactve Hidam FCUHELOC whose Byear draw period has expred or wil be expiting within B morths fom the appication date wil be eligble to refirance her exsting HELOC witha new Hokam FÓU HELOC a the aument promotonal Special Introductory Amual Percertage Rate. This new loan is subject to a new appicaton, nomal underwriting and aedt approval, new mortgage, and dosing costs. The home eguty ine must be socured by improved foe simple property locited in the state of Hawai. Property insuanoe mguired. Cosing costs induding appraisal costs, tust reiews and other third party toes estimated between $300 and $1,00 may apply Minimum and maimum ine amounts are $10.000 and $400.000, respecively Sameday loan decisons for completed appicatons mceived prior to 12:00 p.m. Monday tru Fiday during HFCU business hours Loan decisions for completed appicatons eceived ater 1200 pm. or on Satrday. Sunday or holidaysl be made on the next business day Al loars are subjed to qualifcalons and approval. Certan tems and condions appy. Rates, tems, and condtions are subject o change without nolce. Hickam FCU membership nequired. Ofer effecive titae1 tru 302021. NMLS# 421418 LENDER