KOOLAUS Federal Credit Union HOME EQUITY LINE OF CREDIT SPECIAL! 2.99% APR FIXED FOR THE FIRST THREE YEARS SCAN FOR FULL LOAN DISCLOSURE No Closing Costs and No Annual Fee $10,000 Draw Required "Annual Percentage Rate. "After the introductory period, the rate will adjust to the current variable rate based on the WSJ Prime Rate plus a margin of 1.00%. The current variable rate is 4.50% APR. Certain Terms and Conditions apply. Scan the QR code above for the full loan disclosure. Membership is open to anyone who lives, works, worships, or attends school in Honolulu County (island of Oahu). NCUA LENGH -110 KOOLAUS Federal Credit Union HOME EQUITY LINE OF CREDIT SPECIAL! 2.99% APR FIXED FOR THE FIRST THREE YEARS SCAN FOR FULL LOAN DISCLOSURE No Closing Costs and No Annual Fee $10,000 Draw Required "Annual Percentage Rate. "After the introductory period, the rate will adjust to the current variable rate based on the WSJ Prime Rate plus a margin of 1.00%. The current variable rate is 4.50% APR. Certain Terms and Conditions apply. Scan the QR code above for the full loan disclosure. Membership is open to anyone who lives, works, worships, or attends school in Honolulu County (island of Oahu). NCUA LENGH -110