KOOLAU Smon Federal Credit Union HOLIDAY LOAN PROMOTION Rates as low as 4% APR* "Annual Percentage Rate. As low as APR Iis for a three-year (36 months) term loan. Your actual APR will be based on your credit worthiness and term may be higher. Terms up to 84 months. Payment example: A loan of $1,000 with a 2.00% APR will have 12 monthly P&l payments of $85.00, which includes $10.80 in interest. Refinancing of existing Ko'olau FCU loans are not allowed. Offer good from 12/01/21 - 02/28/22. Membership with Ko'olau FCU is required and is open to all Oahu residents. Federally insured by NCUA. KOOLAU Smon Federal Credit Union HOLIDAY LOAN PROMOTION Rates as low as 4% APR* "Annual Percentage Rate. As low as APR Iis for a three-year (36 months) term loan. Your actual APR will be based on your credit worthiness and term may be higher. Terms up to 84 months. Payment example: A loan of $1,000 with a 2.00% APR will have 12 monthly P&l payments of $85.00, which includes $10.80 in interest. Refinancing of existing Ko'olau FCU loans are not allowed. Offer good from 12/01/21 - 02/28/22. Membership with Ko'olau FCU is required and is open to all Oahu residents. Federally insured by NCUA.