KOOLAU Federal Credit Union HOME EQUITY LINE OF CREDIT SPECIAL! APR 2.99% FIXED FOR THE FIRST 3 YEARS* - NO CLOSING COSTS- NO ANNUAL FEE- $10,000 DRAW REQUIRED *Annual Percentage Rate. 80% Loan-to-Value Program Only. **Variable rate applies thereafter, current variable rate is 4.25% APR. ertain Terms and Conditions apply, please inquire for additional details. Membership with Ko'olau FCU is required. NCUA LENDER KOOLAU Federal Credit Union HOME EQUITY LINE OF CREDIT SPECIAL! APR 2.99% FIXED FOR THE FIRST 3 YEARS* - NO CLOSING COSTS- NO ANNUAL FEE- $10,000 DRAW REQUIRED *Annual Percentage Rate. 80% Loan-to-Value Program Only. **Variable rate applies thereafter, current variable rate is 4.25% APR. ertain Terms and Conditions apply, please inquire for additional details. Membership with Ko'olau FCU is required. NCUA LENDER