Why Choose Hawaiiana? . Local (vs. Mainland) Banking . 98% Client Retention Rate . . All Employees are in Hawaii In-house Payroll, Human Resources & Benefits services for Associations Timely payment of Association Vendors The depth and resources of a large company, with the personal attention of a small company HAWAIIANA www.hmcmgt.com Why Choose Hawaiiana ? . Local ( vs. Mainland ) Banking . 98 % Client Retention Rate . . All Employees are in Hawaii In - house Payroll , Human Resources & Benefits services for Associations Timely payment of Association Vendors The depth and resources of a large company , with the personal attention of a small company HAWAIIANA www.hmcmgt.com