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    April 11, 2021
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The UNIVERSITY OF HAWAI'I smarter way to bank. FEDERAL CREDIT UNION Jump for joy WITH A MORTGAGE FROM UHFCU! AS LOW AS. 2.500% 1.750% 2.760% NEW LOW RATE 5/5 ADJUSTABLE RATE MORTGAGE GET THE BENEFIT OF A LOWER RATE WITH PAYMENTS MADE OVER 30 YEARS! APR* EXAMPLE LOAN AMOUNT LENGTH OF PAYMENTS ESTIMATED MONTHLY PAYMENT $200,000 30-YEARS $714.49** APPLY AT UHFCU.COM OR CALL 983-5500 Pderty red ty NOT A MEMBER YET? CHANCES ARE YOU ARE ELIGIBLE! JOIN IN MINUTES AT UHFCU.COM. NCA The Annual Percentage Rate (APR) is based on a lon amount of $200,000 and an estimated property value of $250,000 including all fee and closing costs associated with our 5/5 Adjustable Rate Mortgage (ARM). The rate assumes the property is an existing single family home and will be used as a primary residence. No prepayment penalty, Maximum loan amount is $765,600.00 for a single family dwelling. For the 5/5 Adjústable Rate, the initial rate is fixed for 5 years (60 months). At adjustment, the new rate cannot exceed 6 percentage points above the initial rate or cannot be lower than the floor rate. Current rafes displayed are based on the current index plus margin (fully indexed rate) as of 4/8/21. Rates are variable and subiect to change. Standard underwriting guidelines will apply. "Monthly páyment not including taxes and insurance. NMLS #421550. The UNIVERSITY OF HAWAI'I smarter way to bank. FEDERAL CREDIT UNION Jump for joy WITH A MORTGAGE FROM UHFCU! AS LOW AS. 2.500% 1.750% 2.760% NEW LOW RATE 5/5 ADJUSTABLE RATE MORTGAGE GET THE BENEFIT OF A LOWER RATE WITH PAYMENTS MADE OVER 30 YEARS! APR* EXAMPLE LOAN AMOUNT LENGTH OF PAYMENTS ESTIMATED MONTHLY PAYMENT $200,000 30-YEARS $714.49** APPLY AT UHFCU.COM OR CALL 983-5500 Pderty red ty NOT A MEMBER YET? CHANCES ARE YOU ARE ELIGIBLE! JOIN IN MINUTES AT UHFCU.COM. NCA The Annual Percentage Rate (APR) is based on a lon amount of $200,000 and an estimated property value of $250,000 including all fee and closing costs associated with our 5/5 Adjustable Rate Mortgage (ARM). The rate assumes the property is an existing single family home and will be used as a primary residence. No prepayment penalty, Maximum loan amount is $765,600.00 for a single family dwelling. For the 5/5 Adjústable Rate, the initial rate is fixed for 5 years (60 months). At adjustment, the new rate cannot exceed 6 percentage points above the initial rate or cannot be lower than the floor rate. Current rafes displayed are based on the current index plus margin (fully indexed rate) as of 4/8/21. Rates are variable and subiect to change. Standard underwriting guidelines will apply. "Monthly páyment not including taxes and insurance. NMLS #421550.