UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION The smarter way to bank. start saving smarker $ Certificates from UHFCU 5-Month $1,000 minimum 3.50% 9-Month 3.25% $1,000 minimum onfine online loan review potentially save hundreds on monthly payments with UHFCU! Get INSTANT personalized loan offers NO CREDIT CHECK required² Start with just your phone number Learn more at UHFCU.com/loan-review Learn more at UHFCU.com SCAN ME 1) Annual Percentage Yield (APY). $1,000 minimum balance. Unless otherwise paid, dividends will be credited and compounded monthly. Fees or other conditions could reduce earnings on the account. A penalty may be imposed for withdrawals before maturity. Rate is accurate and effective as of 11/7/25 and subject to change without prior notice. While supplies last. 2) There is no credit pull for pre-qualification. If you choose to apply, a credit report inquiry will occur as part of the underwriting process. Federally Insured by NCUA | Equal Housing Lender | NMLS #421550 NCUA UNIVERSITY OF HAWAI'I FEDERAL CREDIT UNION The smarter way to bank . start saving smarker $ Certificates from UHFCU 5 - Month $ 1,000 minimum 3.50 % 9 - Month 3.25 % $ 1,000 minimum onfine online loan review potentially save hundreds on monthly payments with UHFCU ! Get INSTANT personalized loan offers NO CREDIT CHECK required² Start with just your phone number Learn more at UHFCU.com/loan-review Learn more at UHFCU.com SCAN ME 1 ) Annual Percentage Yield ( APY ) . $ 1,000 minimum balance . Unless otherwise paid , dividends will be credited and compounded monthly . Fees or other conditions could reduce earnings on the account . A penalty may be imposed for withdrawals before maturity . Rate is accurate and effective as of 11/7/25 and subject to change without prior notice . While supplies last . 2 ) There is no credit pull for pre - qualification . If you choose to apply , a credit report inquiry will occur as part of the underwriting process . Federally Insured by NCUA | Equal Housing Lender | NMLS # 421550 NCUA